Do I need to submit collateral if I apply for a loan? Julianna March 19, 2020 20:51 Updated We currently don't ask you to submit collateral for any of our loans. Related articles What is an overdraft? Do you charge any fees for loans? What type of Loan is better for me? Can I repay my loan in full before the end of the loan period? What cards do we offer? Comments 0 comments Please sign in to leave a comment.